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DO I NEED A LAWYER TO EXPUNGE MY CRIMINAL RECORDS?

In order for you to delete any item from your criminal record, it is necessary to file a petition to the court asking them to erase or expunge information. Here is a short step by step process on how to file a petition.

Complete the petition for expungement and the general waiver and release form — In order to complete the information required by the form, it is important for you to know the date of your arrest, the enforcement agency that took charge of the action, the offense that you were arrested or convicted, and the disposal date of your case. Make several copies of this form and deliver them to the court where your case was handled. However, this does not apply to all acquitted charges. The entire process is expected to take 90 days. However, this will depend on your petition and whether there is an objection within a month by the State’s Attorney or the enforcement agency. If there are any objections, the court will hold a hearing and you will be notified to attend the session.

The courts are having the power to sealing or expungement of judicial branch criminal records. There are some well established and well reputed organization in this country helping people to erase their criminal records. We make the process simple and affordable

People sometimes forget about an old criminal conviction, particularly for a minor charge, until they go after a promotion or try to buy a firearm. And that old criminal record pops up. Having a criminal record expunged provides benefits beyond merely clearing your record.

To expunge criminal record, your petition goes to court to get a misdemeanor or felony criminal conviction dismissed. The conviction might be the result of a guilty verdict by a judge or jury, a guilty to a plea bargain, or a no contest plea. Expunging a criminal record can be done to clear your good name. This minimizes (but does not eliminate) the chance that an employer, an apartment rental agent, or just someone snooping around the internet can find out about a previous indiscretion.

An expungement is a legal way to clean your criminal record. If you expunged your criminal conviction, you can legally say that you have never been convicted or arrested of a crime. Furthermore, if your potential employers decide that they want to run a background check on you, they will find “no criminal record exists”.

The initial factor you have to do is make certain you are qualified to expunge your legal report. There are some crimes that are disqualified, but the selection to seal the record might still be there. Contact us today or complete the questionaire.

Express Legal Help Center<br>28892…

Divorce – The Many Types of Divorce

There are many types of divorces just like no fault breakup, at-fault divorce or separation, conclusion divorce case, uncontested divorce, mediated breakup, collaborative breakup, arbitrated divorce case, competitive divorce or separation. Therefore we must make sure which is why kind of divorce case were filing for. Children regulations Attorney is but one which can be trained inside family linked issues and household extramarital affairs along with divorce is among the elements of divorce. So, itAc€â„cs better to seek advice from him or her or even safer to work with a Divorce Lawyers that make the preliminaries. A lot of people wish to accomplish this them selves because they want to spend less and also moment however itAc€â„cs better to work with a lawyer cellular increasing difficulties. You will need to present your legal professional with some other paperwork just like personal data, economic files and so forth to help you file your own circumstance. And also itAc€â„cs safer to put together the actual Separating Agreement which usually makes easier the task with regard to declaring divorce or separation. The particular divorce agreement brings along with countertop boasts are generally numerous methods for divorce case. Section involving residence, financial assist, and also custody of the children as well as visitation protection under the law are the things which may have being decided on which whether demo or perhaps settlement is dependent. If your celebration can not make arrangement then they go for trial by which judgement in the courtroom will be provided.

Divorces are generally sloppy where the two functions are badly affected. As a result we are able to say that when going forward with regard to divorced are usually filed it will take many years for settlement in case both parties aren’t ready regarding arrangement. ItAc€â„cs a long and also tiring course of action as well as itAc€â„cs extremely emotionally radical. Consequently itAc€â„cs far better if the events attempt amicably to without offering the other inconvenience. Cases of divorce aren’t nice but no less than fiascos you are going to give a number of consolations.

The parties to a de facto relationship may execute a cohabitation agreement prior to commencing a de facto relationship which will then govern the property relations within the relationship. These are equivalent to pre-nuptial agreements entered into between couple to a marriage. Their purpose is usually to isolate or quarantine certain properties the parties may bring into the marriage to preserve it for themselves or for their heirs. This is governed under s90UA of the FLA 1975.

There are two legal theories that govern how marital property is divided: community property and equitable distribution. In a few states, all property of a married person is classified as either community property (owned equally by both spouses) or the separate property of one spouse. In the event of a divorce, community property is generally divided equally between the spouses, while each spouse keeps his or her separate property. However, a majority of states use the law of equitable distribution, under which all assets and earnings acquired during marriage are equitably divided. In equitable distribution states, the court determines a fair and reasonable distribution that may be more than or less than 50% of any asset to either party.

There are countless details why married partners determine to break up. No matter how organized these accounts are, they can be made revealed to the folks through the availability of civic separation documentations. In the state of California, this variety of information can be achieved by transcribing or running to the states Vital Statistics Office. For a very hasty dealing out of an appeal, fill up the application form with essential specifics, along with the time of request, full names of the couple, location of the split up, motive for demanding, to cite only some.

In Business? Get A Buy-Sell Agreement!

If you own all or part of a business—any business—you should know about buy-sell agreements.  Unless you plan to be lucky forever, you’d better have one.  Without it, a closely held or family business faces a world of financial and tax problems on an owner’s death, incapacitation, divorce, bankruptcy, sale or retirement.

Cost Benefit?  The cost of a buy-sell is tiny compared to its benefits.  A buy-sell agreement can ward off infighting by family members, co-owners and spouses, keep the business afloat so its goodwill and customer base remain intact, and avoid liquidity problems that often arise on these major events.

Any Type of Business.  A buy-sell agreement makes sense for any business entity, including corporations, partnerships, LLCs and even proprietorships.  How much you need a buy-sell depends on how many owners there are and who else might be waiting in the wings with a financial stake in the business.

Example: You and your partner Joe run a hotdog stand as 50/50 partners.  You might have a written agreement or a mere handshake.  Joe dies.  Do you still have a business?  Is Joe’s wife or child your new partner?  Do you have the right or the obligation to buy them out?  If so, for how much and on what terms?  Can you strike out on your own with your own hotdog stand, or are you stuck with the baggage of the old one?  What if you die instead of Joe?

As this example shows, the most basic business can benefit from a buy-sell, even if it’s the only written document the business has.  Disputes and confusion can result without one even in a small business, and the stakes go up with larger and more complex businesses.  You can have a buy-sell agreement with two owners or with many.  Suppose you have 10 owners in a family company and someone tries to transfer their shares to a competitor?  Such events are easy to prevent with a buy-sell but very expensive otherwise.

Cross Purchase vs. Redemption.  One type of agreement is a cross-purchase:  If you or Joe dies, becomes disabled, goes bankrupt, etc., the other can buy his share.  With a redemption style agreement, the business itself would make the purchase so the owners don’t individually go out of pocket.

With either type of buy-sell, there’s lots of flexibility.  The price might be fixed, determined by appraisal or formula.  The price might be paid in cash or installments over time.  There can be different terms for different events, one price and terms for retirement, one for disability, one for death.

Insurance.  Insurance features prominently in many buy-sell agreements.  You don’t have to use insurance, but it can ensure there’s cash available when the time comes.  For example, whether you or Joe dies first, a life insurance policy on each of you can fund the buyout so your hot dog stand stays afloat and so spouse/heirs are bought out as agreed.

Good for the Goose and Gander.  You may find it difficult to face these issues and to make some of the myriad decisions.  But just about any buy-sell agreement is better than none.  Besides, one of the beauties of the process is that buy-sell agreements are reciprocal.  No one knows for sure if you or Joe will be the first to go by death, disability, retirement, etc.  That reciprocal nature makes negotiating and agreeing on these issues easier than you might think.

Get Some Help.  Whatever you spend on a buy-sell, it will be a drop in the bucket compared to what it can save you.

Published by Forbes.com

12 Myths About Bankruptcy

Will you lose your house and retirement savings? When will you be able to borrow money again? Get the facts on these questions and more.

Like most big, bad scary things, bankruptcy has a reputation based on a few tidbits of truth and a lot of embellishment. And like most creepy crawlies, it’s not nearly as frightening once you know the truth.

With a mind toward declawing the monster, here are a dozen misconceptions about bankruptcy:

1. Everyone will know I’ve filed for bankruptcy. Unless you’re a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it’s true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I’ll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

“They think the government will sell everything they have and they’ll have to start over in a cardboard box,” Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

“For most people, they’ll pass through a bankruptcy case and keep everything they have,” says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I’ll never get credit again. Quite the contrary. It won’t be long before you’re getting credit card offers again. They’ll just be from subprime lenders that will charge very high interest rates. “There are innumerable companies that will provide credit to you,” says California bankruptcy attorney and trustee Howard Ehrenberg.

“I don’t advise any of my clients to run out and run up the bills again, but if someone does need an automobile, they can go and will be able to get credit,” he says. “You don’t have to go underground or something to get money.” (Do you know your credit rating? Take MSN Money’s quiz for an estimate.)

5. If you’re married, both spouses have to file for bankruptcy. Not necessarily. “It’s not uncommon for one spouse to have a significant amount of debt in their name only,” Hargrave says. However, if spouses have debts they want to discharge that they’re both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn’t file.

6. It’s really hard to file for bankruptcy. It’s really not. Technically, you don’t even need an attorney — you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They’ve struggled to pay their bills for months and just keep falling further behind.

8. I don’t want to include certain creditors in my filing because it’s important to me to pay them back someday, and if the debt is discharged, I can’t ever repay them. Bless you for even thinking about such a thing. You’re no longer obligated to repay them, but you always have the opportunity. If your conscience won’t let you sleep because you didn’t pay your debts, there’s nothing in the bankruptcy code that prevents you from doing that once you’re back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst “negative” you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can’t get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy, says tax educator Eva Rosenberg, known on the Web asTaxMama.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate’s bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn’t make it a good idea.

“Multiple bankruptcies are really bad,” Rosenberg says. “Many people get into the habit of once they’ve done it, it becomes a way of life. This is not good for your karma.” Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That’s called fraud, and bankruptcy judges can get really cranky about it.

 

Published by Bankrate, Inc. on 11/17/2011

Delay Your Foreclosure Sale Date

HAVE A TRUSTEE SALE DATE? WE CAN HELP YOU EVEN IF IT’S BEING SOLD

TOMORROW! NO UPFRONT COSTS – YOU DON’T PAY IF WE DON’T DELAY YOUR

TRUSTEE SALE!

We can set in place legal trustee sale delays from six up to 40 months depending on your given situation. We offer a 100% money back guarantee.

We typically postpone for up to 30 days at a time and continue doing so month to month!  We do not work directly with the lender, only the lender’s trustee.  So essentially we are skipping all the red tape and bureaucracy at the lender level and dealing with the entity that is really in charge of the foreclosure.

As you may know, the trustee does not want to foreclose on a property that has not gone through the correct process.  Whether that means at the lender, investor or trustee level.  The trustee will go to great lengths to verify that they have done everything correctly. We are also making sure that the paperwork that has been processed in the foreclosure process has been done correctly.

We are looking for minuscule things such as a valid notary being used to sign for paperwork or something more egregious as not notifying the customer within the appropriate time frame that their property is going to be sold because of foreclosure.  Below are a couple of key points for you to consider about our program:

  1. No upfront cost.  If we are not able to postpone the sale we will not charge the customer.
  2. The customer can continue working on a modification, short sale or any other workout program with the lender while we are postponing their sale date. 
  3. The customer wants to just stay in the house for as long as possible and doesn’t want to rent a new apartment/house to move.

A Trustee Sale Legality Challenge is only a TEMPORARY solution to keep the foreclosure sale date at bay but:

You don’t have to file for Bankruptcy to stop a sale in a Trustee State!  You can legally challenge your Trustee’s ability to foreclose. It only works in Trustee Sale states. (California is a trustee sale state). This can easily triple the amount of time that a trustee can take to complete the foreclosure process. It doesn’t work from the lender side at all. This purely focuses on the trustee side of a foreclosure sale.

We can use it to only delay the sale – not cancel the foreclosure.

It is a complex tactic that focuses on stalling the sale by focusing on the trustee sale legality. The trustee will eventually be able to finish the Trustee Sale but this has been used to delay the sale for 6-24 months average and up even to 40 months.

A homeowner may qualify if:

  • The Trustee Sale Date is 30 days or less from now.
  • You have filed Bankruptcy, been denied for a loan modification or a temporary restraining order was lifted.
  • You need more time to facilitate a short sale, regular sale or loan modification.
  • If you are renting from a landlord or losing your home that you want to stay in.

For more information, Contact us today for a free consultation. We make the process simple and affordable.…

Expunge Your Criminal Record

If you were convicted of an infraction, a misdemeanor, or a felony and were not sentenced to state prison, you can petition for a dismissal; otherwise known as an expungement.  California Penal Code 1203.4 allows those who are eligible to have their case re-opened, the finding of guilty withdrawn, and the case dismissed.

To be eligible, you must have satisfied all of the terms of your sentence:

  1. You must have completed probation or if you were not given probation, then one year must have passed since the date of your conviction
  2. Paid all fines, restitution and reimbursement
  3. You were charged and convicted in California State Court
  4. Completed any mandatory programs, community service, classes, etc.
  5. Not currently serving another sentence or probation for a subsequent conviction
  6. Not currently charged with another crime

You will be required to provide us with details of your conviction(s).  Most of the information will be on the court papers you received at the time of your conviction.  However, if you don’t have those papers, you can find the required information from several sources, such as:

  • Your Parole or Probation Officer
  • The Superior Court where you were convicted
  • The California State Department of Justice Criminal Record Review Unit  –  (916) 227-3400

Although, expunging your criminal record will allow you to legally not have to disclose your prior record there are some limitations.  For instance, an expungement will not overturn a driver’s license suspension or revocation.  It will not allow you to restore your California gun rights.  Also, expunging your record will not end your duty to register as a California sex offender, if applicable.   In addition, in an application for a state license, you must disclose your criminal record even if the convictions have been expunged.

It typically takes about 2 to 5 months to receive the court order signed by the judge setting aside your conviction and dismissing your case.  The order is then forwarded to the Department of Justice.

We make the process simple and affordable.  Contact us today to get started with your expungement request.…

How To Search For The Best Legal Help For Divorce Filing?

Divorce is one of the most unfortunate events of one’s life. The tedious and complex paperwork associated with such a case can make one’s life further miserable. Do not forget the legal expenses and lawyer’s fees. If you are planning to file a divorce case, you should know that there are ways to reduce the expenses. There are legal centers comprising non-attorney professionals who will be able to help you with all the paperwork and documentations related to the case. With such help and assistance, you will be able to represent yourself at the court of law in the best possible manner for divorce filing. So, even if the case takes time to resolve, you will not incur heavy legal expenses. In addition to the paperwork, you will be helped by the professionals in every way possible – by offering required information, books, guides, and references. So, with rightful divorce filing and proper preparation, you will be able to increase your chances of resolving such a case faster and also in your favor.  However, it often becomes a problem to search for the best legal help center. Given below are certain tips to help you choose the right legal help center that can help you in appropriate divorce filing:

  • You can check on the yellow pages and on the Internet search engines for such centers. You should make it a point to gather a few names of centers that seem reputed to you. You should then visit the website of each of the centers and check the information given. Remember, a center that offers the best services for filing a divorce case generally have a lot of information regarding their whereabouts. They are generally transparent about their services and costs. Do not choose to deal with a center that is not too transparent regarding information.  It might have hidden costs.
  • You should consider advertisements in the media like television and newspapers. Reputed legal help centers might also publish advertisements throughout the Internet. You should check whether there are any certifications and accreditation in the name of the service provider you are choosing. You can also check the ratings the legal center has received for the quality of services it provides to its clients.
  • Recommendations also work well when it comes to choosing a legal center that helps with the paperwork related to divorce filing. You can either ask your friends, family members, or neighbors if they are aware of such a center. You can also read reviews and testimonials by the previous customers to get recommendation and references.

So, have you started your search for the best legal center that comprises the best non-attorney professionals authorized to undertake legal paperwork for divorce filing? California comprises a few reputed legal help centers that you can contact.

Resource box: Are you looking for the best non-attorney professional to help you with the paperwork associated with divorce filing? California based Express Legal Help Center will provide you the best help and assistance in this regard.…

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